High Yield Vault presents Life Policy JT0928 — an exclusive opportunity to invest in a high-quality, non-correlated life settlement backed by a fully collateralized U.S. life insurance policy issued by an A+ rated carrier. This Universal Life policy features a projected death benefit of $500,000 with a total base-case investment of $204,876 over an 81-month (6.8-year) actuarial life expectancy, delivering a 21.2% annualized ROI and a 2.44× equity multiple.
The insured, a 76-year-old male non-smoker, has documented medical conditions including type 2 diabetes with poor glycemic control, hypertension, nonalcoholic steatohepatitis, degenerative spine and shoulder disease, benign prostatic hypertrophy, diverticulosis, nephrolithiasis, and insomnia. These factors support actuarial assumptions and projected life expectancy, creating a data-driven foundation for predictable, strong returns.
Investors hold direct title and ownership of the policy, ensuring transparency, control, and security. As a non-correlated asset, JT0928 provides portfolio diversification and long-term wealth preservation outside traditional markets. Historical performance demonstrates consistent returns, from 110.6% over 2 years to 9.4% over 10 years, highlighting resilience and growth potential.
Designed for discerning, growth-oriented investors, High Yield Vault’s JT0928 offers exclusive access to a secure, high-performing, and non-market correlated investment, combining predictable returns with the prestige and control of direct ownership.
Policy Overview
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Highlights
Strong Base-Case Return: 21.1% Annual ROI at 6.8-year LE, 2.44× equity multiple.
Collateralized by U.S. life insurance policy issued by A+ rated carrier.
Investor holds direct title and ownership of the policy.
Non-correlated asset class.
Risks & Considerations
Longevity Risk: Returns decline if insured lives beyond APS.
Premium Continuity: Required to maintain policy in force.
Illiquidity: Investment is illiquid until maturity or resale.
Servicing Fees: Ongoing costs for policy servicing after year 3.
- Preparing For Your Future
Achieving Your Vision
Building a strong investment strategy is essential to long-term capital growth and protection. At High Yield Vault, we work closely with investors to identify their objectives and construct tailored life settlement investment strategies designed to deliver stable, non-correlated returns. Through disciplined due diligence, transparent structures, and institutional-grade execution, we help investors deploy capital with confidence while reducing exposure to traditional market volatility.
- WHY US ?
